What to do? You know you need to have a financial plan but creating one seems so difficult and daunting!
On the one hand you think “I’m intelligent enough to work this stuff out and it’s my money we are talking about so I should bite the bullet and take the DIY approach.”
On the other hand you think “I’m not in school anymore so it’s not cheating if I get some help. After all that’s why professional financial planners exist. I’d be better off investing some of my money in getting a professional to develop my plan.” Read more